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You are most likely here to find out How To Avoid Bankruptcy.

Bankruptcy is a tool that people can use when they are so far in debt they can no longer see the end of the tunnel. While it is a valid option, there are many consequences to consider.

If you are considering filing for Bankruptcy, you have to realize that this is a life changing event and you will never be the same after you go down this road.

Chapter Bankruptcy

Example is that while Chapter 13 Bankruptcy will stay on your credit report for seven years and a Chapter 7 will stay on your credit report for 10 years, the truth is that either of these events will stay with you for life.

When you apply for financing in the future, there will be a question that asks if you have EVER filed for Bankruptcy. No matter how old the filing is, you are obligated to answer YES.

While Bankruptcy may be the only option for you, we are asking you to look at all the alternatives to bankruptcy before making your final decision to go down this road.

Repair America’s Credit will work with your creditors on your behalf to cut your debt pay off amount by 70% or more and give you a window of 18-36 months to pay off the reduced amount.

First thing we need to establish is that what has happened to you up until now is not your fault. It is a predatory system of Credit Card Companies and their Greed that has helped to drive you into your current situation.

If you think about it, the credit card industry is designed to keep people in their system. People who can pay off their card every month don’t pay interest on the credit they use. For everyone else it is a completely different story.

Minimum payments DO NOT cover the interest owed every month, so the balance goes up. Recently the government mandated that minimum payment be doubled to help Americans get out of debt. The problem with that is many American were barely able to make the lower minimum payment.

If you balance goes over a certain percentage of the limit you have on your card, credit card companies increase your interest rate significantly thus driving your minimum payment even higher.
Missed Credit Card Payments
If you miss a payment, there are drastic fees and other penalties that make it even harder to catch up. By the time you pay off the debt, if it ever happens, you would have paid the balance at least ten times over.

So, if you are in a situation where the debt has mounted up and you don’t see a way to pay it off in one swoop, what do you do?

That is where we come in. Repair America’s Credit has developed a number of systems to help you get out of debt in as little as 18-36 month all while making a payment that we help you determine to be affordable and give you the ability to get you and your family back on track.

While we offer to work debt solutions to as many people as possible, not everyone will qualify to work with us. Because of the demand we are facing we have to ask the following criteria of our future clients…

Anyone who wishes to work with us must. . .

Have at least $10,000 in debts Have a desire to eliminate debt and regain freedom Be Willing to listen to our advisors as we guide your through our process Be Motivated to be debt free in 18 – 36 months Be Committed to staying on proposed program to completion Be Ready and Prepared to take their Life Back Be Serious about Eliminating Their DebtIf you want to be debt free in 18-36 months while maintaining a payment that is comfortable for you, then all you have to do is complete our simple consultation form, on the right side of this page, and we will be in touch with you right away.
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